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Posts Tagged ‘INTEREST rates’

In a volatile economy, colleges’ endowment returns fall flat

The article discusses the “Nacubo-Commonfund Study of Endowments,” a survey on the value of U.S. college endowment funds completed by the National Association of College and University Business Officers (Nacubo) and the Commonfund Institute, an institutional investment firm. The article provides comments from Nacubo president John D. Walda and Commonfund head John S. Griswold on various topics including college endowment investment strategies, U.S. interest rates, and returns on investment.

October 26, 2012 Tags: ENDOWMENT reports, INTEREST rates, RATE of returnUNITED States, UNIVERSITY investments
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Shortening loan terms

LOW interest rates are making it easier for homeowners to reduce their mortgage payoff times considerably. Almost a third of those who refinanced in the first quarter cut the duration of their mortgages to 15 or 20 years from 30, according to a recent refinancing report by Freddie Mac. The 31 percent who shortened their terms represented the second-highest level since 2002, when 35 percent took out shorter-term loans, the data showed. In the fourth quarter of 2011, 34 percent had reduced their mortgage terms. The all-time high occurred in 1992, with 42 percent refinancing into shorter mortgages.

June 14, 2012 Tags: HOMEOWNERS, INTEREST rates, LOANS, MORTGAGES
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The big number

The article reports that low interest rates on long-term debt have prompted a number of U.S. firms including tobacco company Philip Morris International Inc. and mall-operator Simon Property Group to produce a total of 44 investment-grade, 30-year corporate-bond issues through March 15, 2012.

March 20, 2012 Tags: CORPORATE bonds, CORPORATIONS -- FinanceUNITED States, INTEREST rates
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Deficit-Cutting Proposal Revives Debate Over Student-Loan Subsidy

The article examines a proposal by U.S. President Barack Obama’s committee on federal budget deficit reduction aimed at eliminating federal subsidies on federal student loans. It provides statistics regarding the amount of money the U.S. government pays towards interest costs on the federal Stafford and Perkins types of loans while students are enrolled in school. It explores the initial development of the federal student loan subsidy program in regards to dropout prevention, discusses planned increases to student loan interest rates in 2012, and provides comments from several individuals including former senator Alan K. Simpson, former college president Erskine B. Bowles, and education policy analyst Sandy Baum.

March 3, 2012 Tags: BUDGET deficits, COLLEGE dropouts -- Prevention, FEDERAL aid to higher education, GOVERNMENT policy, INTEREST costs, INTEREST rates, STUDENT loans, SUBSIDIES
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The Subprime Student Loan Racket

The article discusses issues concerning student loans in the U.S. It states that unlike the standard student loans with fixed low interest, private loans have an uncapped variable rates and lacks consumer protection. Aside from the high interest rates, most of the proprietary schools are less competent and have poor education systems. The author claims that U.S. President Obama seems concerned to the abuses of proprietary schools that he is considering to revise former President Bush’s incentive-compensation ban.

March 1, 2012 Tags: EDUCATION -- United States, INTEREST rates, PRESIDENTS -- United States, STUDENT loans CONSUMER protection
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More Trouble for Student Loans

The article discusses student loans and providers. Following the troubles befalling subprime mortgages and corporate markets, National Education has ceased issuing federally subsidized student loans. Also, Finansure, which made over $600 million in educational loans for 2006, isn’t going to give out anymore loans. However, the U.S. government continues to cap interest rates for Stafford, Perkins, and PLUS loans.

February 28, 2012 Tags: FINANCIAL aid, INTEREST rates, STUDENT financial aid, STUDENT loans
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Clearing Up Some Confusion About the New Federal Student Loan Rules

On Wednesday, President Obamaintroduced two changes to the federal student loan program that could affect several million borrowers. The broad outlines of his plans to encourage loan consolidation and assist people who are struggling financially are reasonably clear. But if the questions sent to our Bucks blog from indebted people are any indication, any change in Student Loan Land almost inevitably leads to enormous confusion. Many questions had to do with whether private loans, the kind that come from banks and often have higher and variable interest rates, are part of these changes. Nothing is changing with those loans.

February 27, 2012 Tags: GOVERNMENT policy, INTEREST rates, INVESTMENT interest, LOANS, MONETARY policy, STUDENT loans
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Be Wary of Private Student Loans

The article presents information on private student loans in the U.S. Starting early 2010, rules from the Federal Reserve will require lenders to provide more information about interest rates. For private loans, it is essential for students to have a credit-worthy cosigner. Credit scores are affected by too many loan applications.

February 27, 2012 Tags: INTEREST rates, LOANS, MONEYLENDERS, STUDENT loans
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Democrats Look to Large Lenders to Help Pay for Plan to Cut Student-Loan Rates in Half

The article reports on a plan by Democratic leaders of the U.S. House of Representatives that will reduce the interest rate of federal student loans. According to the article, Democrats will propose legislation that would reduce the student-loan interest rate from 6.8 to 3.4 percent over five years. The proposed legislation would also reduce the guaranteed rate for the top one percent of private lenders in the student loan program. The article discusses criticisms of the student loan rate reduction proposals from banking industry advocates.

February 23, 2012 Tags: BANKING industry, GOVERNMENT policy, HIGHER education, INTEREST rates, STUDENT financial aid -- Law & legislation, STUDENT financial aid -- Law & legislation *STUDENT loans *INTEREST rates *GOVERNMENT policy *HIGHER education BANKING industry, STUDENT loans
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Deficit Reduction Act Expected To Drop Student-Loan Funding

The article reports on the possibility of reduction in the federal student-loan funding under a provision in the massive fiscal 2006 budget bill. The Deficit Reduction Act of 2006, which the House approved on a 216-214 vote February 2, 2006, would save the money by setting a standard interest rate for student loans at 6.8 percent, even if commercial rates are lower. The measure also scales back a 1998 law denying federal financial aid to applicants who indicated they had been convicted of a drug offense.

February 23, 2012 Tags: BUDGET, ECONOMIC indicators, FINANCIAL aid, INTEREST rates, LEGISLATIVE bills, STUDENT loans
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